Apply for a home loan on your time – not ours – so you can get back to the moments that matter most. Apply today!

Contrary to popular belief, you don’t need 20% down to buy a home! Call us today to find the loan that best fits your unique financial situation.

Is your adjustable-rate mortgage from the mid-2010s about to adjust? Refinance into a fixed-rate mortgage to lock in today’s low rates for the long term!

Your loan-to-value ratio (LTV) = your loan amount divided by the property value. It’s the percentage that describes the size of the loan compared to the value of the property. If you have an LTV of 80% or lower, you have a better chance of loan approval. Want to learn more? Call us today!

I shop multiple lenders to find the best rate and product for your needs, getting you to the closing table and into your dream home faster (usually 20 days or less) with wholesale interest rates — some of the lowest in the industry. Call today!

Today marks the 20th anniversary of 9/11. Let’s take a moment to remember the lives lost and to honor the heroes of that fateful day.

FHA loans aren’t your only option. Just 3% down can get you a conventional loan. Call us today to find out how!

You've built outstanding credit; you earned an outstanding rate. Whether you are purchasing or refinancing, I can help you get the rate you deserve. Call today!


a year ago
If there were more than 5 stars available to give to Scott I'd do it! That's because his knowledge and ability to take what can seem to be complex (to those of us who aren't mortgage lenders) and put things into understandable terms is outstanding. This is not my first mortgage or refinance working with Scott yet it was by far the easiest due largely to Scott's expertise in making sure all of the "moving pieces" were handled in the most efficient way. He also kept my best interest at hand as he'd "coach me" through when the interest rate was optimum and what I needed to do in order to take advantage of the rate. Scott's attention to detail and ability to help navigate with ease what can be a daunting and emotional process is what keeps me coming back to the Mortgage Resource. Thanks Scott!
- Judy H
a year ago
I just completed a refinance of my home with The Mortgage Resource and I cannot sing Scott’s praises loud enough. This was a very emotional time for me personally and he was the calm I needed during this process. He answered all my questions….and I’ve been told I ask a lot. He was knowledgeable, patient and made sure I understood every step of the process. He has great instincts too. When I started the process, I was expecting one rate and he said, “Let’s give it one more day, I’ve been watching the market.” The next day the rate dropped .25%. I was ecstatic! The whole process was completed quickly and painlessly. I highly recommend The Mortgage Resource. You won’t find better professionalism or service anywhere.
- Tracy H
a year ago
I have used Scott for years now. He has completed 3 refinancing for me the last one will be my last because of my age and the low rate I received. I always look at the payback to me on anything. With this loan he rolled my Solar loan into my mortgage and saved me around $300 a month. I like it that he looks at the payback you get before he recommends any type of refinancing. If you are looking for someone that does a great job of staying on top of things and will look after your best interests then this is the guy that you want to do your loan. Over the past 25 year maybe a little longer I have recommended him to all of my friends and he has done a great job for those that choose to have them work with him. If you are looking at refinancing and I do not see why you would not if you have an APR above or around 4% you need to give him a call and see what is currently available. Highest rating for service I could give anyone. Unless you are halfway through your mortgage or you ...
- Gilbert H

For more information.

Please see our company site at https://themortgageresource.org

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  • (619) 469-3638


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8118 Vista Drive
La Mesa, CA 91941
United States

Business Hours

Mon:9:00 AM – 6:00 PM
Tue:9:00 AM – 6:00 PM
Wed:9:00 AM – 6:00 PM
Thu:9:00 AM – 6:00 PM
Fri:9:00 AM – 6:00 PM
Sat:11:00 AM – 4:00 PM
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