First time homebuyer? A down payment won’t be your only expense! While a seller may agree to pay some costs needed to sell their home, make sure you have a cushion for things like closing costs, which typically account for 2-5% of the loan amount.

We have the answers. Maybe not for your cat, but when it comes to your mortgage, we’re experts in what we do. Buy or refi – reach out today for answers to all of your mortgage-related questions.

We thank all our neighbors who are participating in impactful community service today in reflection of the legacy of Martin Luther King, Jr.

Did the perfect house pop up? We work with lenders that often can have you cleared to close in 15 days or less. Contact us now to get started.

No paperwork, no hassle, no appointment necessary. Apply for your new home, from your old home, in your comfy clothes. Start your application today and we’ll explore your options together.

When it comes to mortgages, a pre-qualification and pre-approval are different! While a pre-qualification gives you an idea or estimate of the loan you can qualify for, a pre-approval indicates the loan amount you can afford, and is usually good for 90 days.

Beating the winter blues by dreaming of the warmer days to come? You're not alone. A pool was listed as a top must-have feature by nearly one in four who moved this past year. Reach out today to get pre-qualified for your summer oasis or to refi your backyard construction project. (Source: 2020 U...

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Competitive? We are too. Competition among independent mortgage brokers like us typically means lower (better) rates and faster close times. See what we can do for you.

FICTION! Contrary to popular belief, not all loans require 20% down. Reach out today to learn how you could buy a home of your own with as little as 3-5% down.


4 months ago
If there were more than 5 stars available to give to Scott I'd do it! That's because his knowledge and ability to take what can seem to be complex (to those of us who aren't mortgage lenders) and put things into understandable terms is outstanding. This is not my first mortgage or refinance working with Scott yet it was by far the easiest due largely to Scott's expertise in making sure all of the "moving pieces" were handled in the most efficient way. He also kept my best interest at hand as he'd "coach me" through when the interest rate was optimum and what I needed to do in order to take advantage of the rate. Scott's attention to detail and ability to help navigate with ease what can be a daunting and emotional process is what keeps me coming back to the Mortgage Resource. Thanks Scott!
- Judy H
5 months ago
I just completed a refinance of my home with The Mortgage Resource and I cannot sing Scott’s praises loud enough. This was a very emotional time for me personally and he was the calm I needed during this process. He answered all my questions….and I’ve been told I ask a lot. He was knowledgeable, patient and made sure I understood every step of the process. He has great instincts too. When I started the process, I was expecting one rate and he said, “Let’s give it one more day, I’ve been watching the market.” The next day the rate dropped .25%. I was ecstatic! The whole process was completed quickly and painlessly. I highly recommend The Mortgage Resource. You won’t find better professionalism or service anywhere.
- Tracy H
4 months ago
I have used Scott for years now. He has completed 3 refinancing for me the last one will be my last because of my age and the low rate I received. I always look at the payback to me on anything. With this loan he rolled my Solar loan into my mortgage and saved me around $300 a month. I like it that he looks at the payback you get before he recommends any type of refinancing. If you are looking for someone that does a great job of staying on top of things and will look after your best interests then this is the guy that you want to do your loan. Over the past 25 year maybe a little longer I have recommended him to all of my friends and he has done a great job for those that choose to have them work with him. If you are looking at refinancing and I do not see why you would not if you have an APR above or around 4% you need to give him a call and see what is currently available. Highest rating for service I could give anyone. Unless you are halfway through your mortgage or you ...
- Gilbert H

For more information.

Please see our company site at https://themortgageresource.org

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  • (619) 469-3638


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8118 Vista Drive
La Mesa, CA 91941
United States

Business Hours

Mon:9:00 AM – 6:00 PM
Tue:9:00 AM – 6:00 PM
Wed:9:00 AM – 6:00 PM
Thu:9:00 AM – 6:00 PM
Fri:9:00 AM – 6:00 PM
Sat:11:00 AM – 4:00 PM
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